Functional Summary

Functional Summary

On-/off-ramp through partners

Crypto purchase/sale and fiat payments are handled by external, licensed providers; OROKAI does not accept deposits and does not process payments as a financial party.

Wallet and permissions

Users use their own wallet (or a wallet created on their side); OROKAI does not store keys; smart contract permissions are minimal and transparent (least privilege).

Allocation and migrations

OROKAI prepares transactions (stake/deposit/swap), and the user signs them; "one-click" migrations between protocols and chains are available.

Rewards in USDT

Rewards are generated by user-selected protocols, can be claimed by smart contracts within the granted permissions, conversion to USDT occurs through DEX and with user signature/consent. Rewards can be automatically claimed and converted after user configuration. Rates and rewards depend on external protocols and are variable; OROKAI does not guarantee them.

DEX-first

Crypto exchanges are executed by default through decentralized exchanges (DEX) from the list of approved integrations. OROKAI does not act as a market maker, broker, or custodian.

Transparent Fees

The fee model (including card usage, on-chain operations, DEX swaps) is clearly presented before transaction authorization. OROKAI charges only fees specified in the terms and conditions and disclosed in the interface.

Payment Cards (through licensed partners)

Partner's role

Card issuance, settlements, AML/KYC, and compliance (e.g., PCI DSS) are provided by the card issuer/payment processor.

OROKAI's role

Exclusively a software and integration layer (UI/API, state synchronization, webhooks). No processing of sensitive card data (PAN/CVV) on OROKAI's side.

Funding and usage

Funds come from the user's wallet (self-custody); currency conversions and on-/off-ramp are executed by partners. Feature availability depends on jurisdiction.

Affiliate Program (revenue share)

Mechanics

Users receive a portion of OROKAI's revenue from fees generated by referred accounts (e.g., DEX swap, on-/off-ramp, card components if agreements allow).

Attribution and payouts

Referral link/code, off-/on-chain attribution; payouts in USDT after meeting thresholds and anti-fraud controls; in selected cases, KYC may be required by the partner.

Nature of payouts

This is revenue share, not interest or guaranteed income.

High-level disclaimers

OROKAI does not provide custodial services and does not hold client assets.

OROKAI does not provide investment advice; AI information and recommendations are for informational purposes only.

Results/returns depend on external protocols and market conditions; they are variable and not guaranteed.

Cards and affiliation operate exclusively through regulated partners and may be geographically restricted.

Feature availability may depend on jurisdiction and partner integrations (Phase I: Full DeFi, no KYC; Phase II: optional KYC for fiat features).